RANDY SHAWN FISHER
Executive Coach & Career Strategist
When Should I Retire?
Model your income, expenses & investment growth
to find your ideal retirement age
to find your ideal retirement age
How to use: Enter your current age, financial details, and expected expenses. The calculator projects whether your assets can sustain your retirement lifestyle and recommends the optimal Social Security start age.
□ About You
yrs
yrs
yrs
%/yr
Avg market: 7% before inflation
□ Retirement Income Sources (Monthly)
$
401k, IRA, brokerage, etc.
$
Draws down principal over time
$
Bond interest, dividend income
$
Pension, annuity, rental, etc.
$
Part-time or freelance consulting
Social Security
$
Check ssa.gov for your estimate
yrs
62 = reduced; 70 = maximum
Social Security Start Age Guide
| Start Age | Monthly Benefit | Notes |
|---|
* Medical expenses offset by Medicare (age 65+) and may reduce SS taxable portion. Consult SSA for your exact numbers.
□ Monthly Retirement Expenses
$
$
$
$
$
$
Medicare Part B ~$175/mo; rest is copays/meds
$
$
$
Food, vet visits, grooming, etc.
$
Gas, repairs, insurance, registration
$